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LEARNING LAB PRESENTERS MODULES 1-4
Origination
Diane Rosenberg Rosenberg & Associates, LLC x
As managing member of the firm, Diane practices and oversees all areas of origination and default servicing. She is AV rated with Martindale Hubbell and admitted before all Courts in Maryland, DC and Virginia. Diane is knowledgeable in all aspects of our industry. Diane has served as panelist for numerous default industry seminars, local CLE classes and client in-house training sessions. Diane serves on the USFN Education and Membership Committees and ALFN Conference Planning Committee. |
Richard M. Nielson Reimer Law Co. x
Richard M. Nielson is a shareholder in Reimer Law Co. where he manages compliance, IT and Kentucky operations for the firm. Richard has over 26 years of legal experience in the fields of real estate law, bankruptcy, and creditors rights. He is licensed to practice law in Kentucky, Ohio, & Tennessee and has achieved the highest rating of “AV Preeminent” from Martindale Hubble peer reviews. Richard is a resident of Louisville, Kentucky with his wife and three children. He is a current member of the USFN Publications, Membership, and Marketing Committees, and is a frequent lecturer on mortgage banking, manufactured home, real estate title, technology, firm operations, bankruptcy, and compliance topics. |
Brigham J. Lundberg Lundberg & Associates, PC x
Brigham J. Lundberg is a shareholder and the managing attorney of Lundberg & Associates, PC in Salt Lake City, Utah. His practice includes creditors' rights, real estate litigation, title issues, matters related to judicial and non-judicial foreclosures, regulatory compliance, appellate practice, collections, and unlawful detainer actions. Mr. Lundberg received his Bachelor of Arts degree in economics, cum laude, from Brigham Young University, and his Juris Doctor degree, cum laude, from the University of Maryland School of Law. Upon graduation from law school, he served as a law clerk to the Hon. Gregory K. Orme of the Utah Court of Appeals. Mr. Lundberg is a member of the Utah, Wyoming, Idaho, and Montana State Bar associations. He is admitted to practice before all state and federal courts in Utah, Wyoming, Idaho, and Montana and the United States Court of Appeals for the Tenth Circuit. He is a Martindale-Hubbell “AV-Preeminent”rated attorney and currently serves as a member of USFN’s Board of Directors. |
Alan S. Wolf The Wolf Firm, A Law Corporation x
Alan S. Wolf is the President and Managing Attorney of The Wolf Firm, A Law Corporation. Mr. Wolf has served as the Chair of the California Mortgage Bankers Association Legal Services Committee (1994-1995) and Co-Chair (1995-1996), helped found USFN, and served as a member of the USFN Board of Directors (1990-1996). Mr. Wolf was the lead attorney in a landmark bankruptcy cram down case and wrote the industry brief for the MBA to stop proposed legislation to allow cramdown on a debtor's principal residence. Mr. Wolf lectures extensively throughout the country on a variety of loan servicing and mortgage banking issues and has been a featured speaker at numerous MBA National Legal Issues and Regulatory Compliance conferences and National Servicing conferences. He has also written many articles for leading mortgage banking trade journals including Mortgage Banking Magazine, Servicing Management, California Finance, the CTA Newsletter and USFN Report and has authored sections in the Mortgage Bankers Association’s Handbook on Loan Administration and two chapters in the Mortgage Servicers National Reference Directory. |
Title
James E. Clarke Orlans PC x
William Mitchell College of Law, J.D.; University of Central Florida, B.S. Specializes in foreclosure, bankruptcy and creditor representation. Mr. Clarke is admitted to the United States Court of Appeals for the 4th Circuit, United States Court of Appeals for the District of Columbia Circuit, Federal District Court in Eastern and Western District of Virginia, Federal District Court District of Maryland, Federal District Court District of Columbia. He is a member of the State Bars of Florida, District of Columbia, Maryland, Virginia and West Virginia. He is a member of the Loan Administration Committee of the Mortgage Bankers Association. He currently serves on the board of directors for USFN. He has been a licensed attorney since 1993. |
John Kay Hutchens Law Firm LLP x
John Kay is the managing attorney for the South Carolina office of the Hutchens Law Firm. Mr. Kay focuses his practice in the areas of mortgage default servicing, real estate, and bankruptcy and throughout the year is a frequent speaker at continuing legal education seminars on issues related to these areas. Mr. Kay has over 30 years’ experience in representing mortgage lenders and servicers. Mr. Kay has been an active member of the USFN over two decades and is a member of the USFN Education Committee and has served as its Chair. Mr. Kay has served on the Advisory Committee for the United States Bankruptcy Court for the District of South Carolina. |
Andy Saag Tiffany & Bosco, PA x
Andy Saag is the managing shareholder of Tiffany & Bosco’s Southeast Offices. For more than ten years, Andy’s practice has focused on representing banks, mortgage servicing companies, municipalities, and small businesses in the area of default services. Those services include foreclosure, bankruptcy, title and real estate litigation, eviction and ejectment, real estate closings, and more. Andy also regularly speaks on these issues and on regulatory and compliance issues, such as the CFPB and FDCPA, at conferences around the country. In addition, Andy frequently travels to conduct in-house trainings for clients. |
Kurt V. Laker Doyle & Foutty, PC x
Kurt Laker is a partner at Doyle & Foutty, P.C. and has practiced in the field of real estate and title insurance litigation for more than 15 years. Kurt handles cases through all phases of litigation including the appeals process. He graduated from Indiana University School of Law at Indianapolis in May, 2004, cum laude. He was a member of the Indiana International and Comparative law review, and his article was selected for publication in Vol. 14, Issue No. 1, 2003. Kurt received his bachelor’s degree from Franklin College in political science, with a minor in journalism. In addition to being a partner at the firm, he is currently the president of the Indiana Land Title Association. |
Robert R. Michael BWW Law Group, LLC x
Mr. Michael represents banks, mortgage servicers, and trustees in complex matters involving real estate, mortgage lending/servicing, and creditors’ rights at all judicial levels, including the US Supreme Court. Mr. Michael has served as a faculty member for National Business Institute, conducting seminars in The Law of Real Estate Titles and Curing Title Defects During Foreclosure, and has written articles published in The Fee Simple, a semi-annual journal published by the Virginia State Bar. |
Servicing
Hilary B. Bonial Bonial & Associates, PC x
Hilary B. Bonial is the Managing Director of Bonial & Associates, P. C. a default services law firm headquartered in Dallas, Texas. Born in Natchitoches and raised in Central Louisiana, Hilary joined Brice Legal Group in 1999. The law firm which now bears her name has been a leader in representing creditors for almost 30 years. Hilary often speaks about her love of Bankruptcy Law throughout the nation and is a regular at industry events. In her spare time, she is a boating and BBQ enthusiast. Member of the Louisiana State Bar 1996, Texas State Bar 2006, Board Certified in Consumer Bankruptcy by the American Board of Certification and the Louisiana Board of Specialization. |
Jane E. Bond McCalla Raymer Leibert Pierce, LLC x
Jane Bond is the Managing Partner of McCalla Raymer Leibert Pierce, LLC’s Litigation Group. Ms. Bond has 30 years of litigation experience, with 24 years specifically devoted to business and real estate litigation involving the mortgage lending and servicing industries. Attorney Bond represents clients in appellate proceedings before the Florida District Courts of Appeal and the Florida Supreme Court. The Florida Litigation Group handles both commercial and residential litigation for clients throughout the state. Ms. Bond extends her expertise to teaching at training seminars, conferences, and continuing legal education courses on real property law and related topics. |
Daniel Barbagelata Aldridge Pite, LLP x
Daniel Barbagelata is the Supervising Partner of Evictions at Aldridge Pite LLP in Atlanta, GA. Mr. Barbagelata has twelve plus years of experience in eviction law, both in post-foreclosure eviction and landlord/tenant eviction. He currently manages the National Eviction Department, as well as all the Eviction Departments of Aldridge Pite LLP’s footprint states. He is a member of the State Bar of Georgia, and a member of the Creditors’ Rights section. |
Carrie M. Ward BWW Law Group LLC x
Carrie M. Ward- State University of New York (SUNY) at Albany (B.S.1990); The American University, Washington College of Law (J.D. 1993); Ms. Ward has represented mortgage lenders and servicers for her entire legal career. She is licensed to practice in the State of Maryland and the District of Columbia. She combines her knowledge of mortgage banking law with her trial advocacy skills competently representing the firms’ clients in state, appellate and federal courts. Ms. Ward is a founding member and principal of BWW Law Group established in 1996 representing the mortgage servicing industry in Maryland, Virginia and the District of Columbia. BWW Law Group is a Martindale Hubbell AV rated law firm and is a member of the United States Foreclosure Network (USFN), American Legal and Financial Network (ALFN), Mortgage Bankers Association (MBA) and REO Managers Association (REOMAC). She has been actively involved in many industry organizations serving as past Chairwoman of the American Legal and Financial Network’s (ALFN) National Onsite Education Committee for 2005, 2006, and 2007 and also held the only attorney seat on the ALFN’s Servicer Advisory Board where she played an active role in working with servicers to create best practices in servicing. She was appointed to the United States Foreclosure Network (USFN) Servicer Advisory Board in 2008. In 2009-2010 Ms. Ward was the co-chair of the USFN’s Marketing Committee and in 2010-2011 she was the Chair of the Marketing Committee of USFN. In 2012, Ms. Ward was a featured speaker at the MBA Mortgage Servicing Conference. In 2013 and 2015 she was a speaker at the Judicial States Conference. In 2016-2017 she served as a member of the Black Knight Financial Services Attorney Board. In 2017, she was a speaker at the USFN Executive Servicer Summit and the Judicial States Conference. In 2018, Ms. Ward served on the USFN Legal Issues Committee. In 2019, she was a appointed to the USFN Executive Servicer Summit Planning Committee and USFN Nominating Committee and was also a speaker at the USFN Executive Servicer Summit. Ms. Ward also conducts annual in-house trainings for banks and mortgage servicers and frequently participates in industry seminars. |
Adam Diaz Diaz Anselmo Lindberg, PA x
Adam Diaz is the Litigation Partner at Diaz Anselmo Lindberg, P.A. in Ft. Lauderdale, FL. He is AV Rated by Martindale-Hubbell which is the highest peer rating for Ethical Standards and Legal Ability. Adam has concentrated his practice in the areas of mortgage foreclosure and real estate, bankruptcy, consumer protection actions and commercial litigation. He is admitted in all Federal Courts in Florida as well as the United States Court of Appeals for the Eleventh Circuit. Adam has been instrumental in advancing the law in the Bankruptcy Courts for Creditors, and obtained one of the first opinions providing that a debtor is barred from defending property after surrender, as well providing that a Debtor cannot cramdown multiuse residential property. |
Default
Caren Jacobs Castle The Wolf Firm, A Law Corporation x
Caren Jacobs Castle is a Senior Mortgage Servicing Attorney at The Wolf Firm, A Law Corporation. Ms. Castle has over 30 years of experience in the mortgage servicing industry and many honors. She is a past president of USFN and was the organization’s first female president. She also served as the first Chairperson of the Board of The Legal League 100. Ms. Castle was recognized by Housing Wire in 2011 as an influential woman in the housing industry, was honored by FiveStar in 2011 for outstanding leadership and service to the housing industry, and received the USFN member of the year award in 2012. She has participated on numerous high level committees including committees within the US Department of the Treasury and the Mortgage Bankers Association of America. While practicing in Colorado, Ms. Castle served on the legislative committees of both the Colorado Women’s Chamber of Commerce and the Colorado Mortgage Lenders Association. Ms. Castle has also been recognized as a Colorado Super Lawyer in real estate. Ms. Castle speaks extensively throughout the country on mortgage servicing related issues and has been a featured speaker at numerous national MBA Servicing Conferences, USFN and Legal League 100 events. |
Wendy Lee McCalla Raymer Leibert Pierce, LLC x
Wendy is the Managing Partner of the firm’s Foreclosure and Litigation group in the states of Oregon and Washington. After more than 17 years supporting mortgage servicing both as in-house counsel and in private practice, Wendy brings vast prior experience in building, restructuring and running private practices for law firms specializing in default and REO related services. Wendy serves on the board and executive committee of USFN. She frequently lectures and has published many articles on the topics of state and federal statutory and regulatory compliance. |
Roy Diaz Diaz Anselmo Lindberg, PA x
Roy Diaz is the Managing Shareholder of Diaz Anselmo Lindberg, PA in Ft. Lauderdale, Florida. He has concentrated his practice in the areas of real estate, litigation and bankruptcy. He has represented lenders, servicers of both conventional and GSE loans, private investors and real estate developers throughout his career with an emphasis on the mortgage servicing industry. Roy is AV Rated by Martindale‐Hubbell and has been instrumental in the establishment of case precedent in Florida supporting enforceability and procedure related to negotiable instruments. |
Ryan Bourgeois Barrett, Daffin, Frappier, Turner & Engel, LLP x
Ryan Bourgeois is partner with Barrett, Daffin, Frappier, Turner and Engel and manages the Texas, Georgia, and Colorado foreclosure groups. He attended Texas Christian University earning a Finance degree in 2002. He received a Juris Doctor from Southern Methodist University Dedman School of Law in 2005. He is a member of the Texas Mortgage Bankers’ Association. Mr. Bourgeois is licensed to practice before the United States District Courts for the Northern District of Texas. Mr. Bourgeois is licensed with the State Bar of Texas, a member of the Dallas Bar Association, Texas Young Lawyers Association as well as the American Bar Association. Mr. Bourgeois has presented at several industry conferences and real estate CLE’s in Texas. He is currently a member of the Legal League 100 Advisory Counsel and a Member of the USFN Advocacy Task Force. |
Joseph Camillo Brock and Scott, PLLC |