Module 1: GSE Timelines - Nouveau "Statutes" of Limitation
The Mortgage Law Firm
Sally E. Garrison received a B.A. in Economics, Environmental Science, and Political Science, from Claremont McKenna College in 1995. She received her J.D. from the University of Oklahoma, College of Law, in 2000. During her studies at the University of Oklahoma, she also attended the Oxford Summer Program at Queen’s College, focusing on the European Union and Intellectual Property.
Before beginning her work in real estate litigation, Garrison taught as an adjunct professor at the University of Oklahoma, (OU) College of Law, in the areas of Intellectual Property, Copyright, Contracts, and Law in Cyberspace. She assisted in the research and editing of Copyright in a Global Information Economy, ISBN 0-7355-2430-0; Toward an International Fair Use Doctrine, Columbia Journal of Transnational Law, 2000, Volume 39, No. 1; and Givers, Takers and Other Kinds of Users: A Fair Use Doctrine for Cyberspace, Florida Law Review, January 2001, Volume 53, No. 1. From 2001 to 2008, Garrison worked as in-house counsel for OU, representing various departments and organizations including Student Affairs, OU Police Department, Sam Nobel Museum, Alumni Affairs, Development, Housing and Food Services, and the University Outreach, among numerous others.
She is currently the managing member of The Mortgage Law Firm, PLLC, in Oklahoma, and is licensed in Oklahoma, Texas, Arizona, and Hawaii. Her work includes motion practice, non-jury and jury trial work, and appellate practice. She is also the Firm’s Client Relations and Marketing Liaison, working closely with clients to ensure excellent service and communication. In addition to firm work, she has consulted with local law firms to provide system efficiency and managerial advice. She is a graduate of the Stagen Leadership Academy Integral Leadership Program and was awarded Black Belt recognition for her work in communication, influence, and motivation. She was a finalist for the Women in Housing 2019 Keystone Award for Cultural Leadership. She won the USFN’s Member of the Year Award in 2020, along with being named one of OKC’s Top Attorneys by 405 Magazine in the area of real estate in 2020 and 2021. Garrison currently serves on the Board of Directors for the USFN.
Baer & Timberlake, P.C.
Donald James (Jim) Timberlake Jr., Jim, has been a member of the Oklahoma Bar Association since 1993 and is the CEO of Baer & Timberlake, P.C., a creditor’s rights firm specializing in the representation of the mortgage servicing industry. Throughout his career, Timberlake's practice has been focused on the representation of the mortgage industry in all aspects of default servicing. He regularly speaks at various trade organization meetings, CLE sessions, and seminars throughout the country on topics relevant to mortgage default servicing.
KML Law Group, P.C.
Lisa Lee is a shareholder with KML Law Group, P.C., and is the firm’s CMO and Compliance Counsel. Lee attended Villanova University and Villanova University School of Law and has been practicing in the creditor’s rights field since 1996. Prior to attending law school, Lee was employed by Dominion Bancshares Mortgage Corp. (which became First Union Mortgage Corp. during her employment) first as a Foreclosure and Bankruptcy Processor, then as Foreclosure Workflow Coordinator.
Lee is licensed in Pennsylvania and New Jersey, and she is a frequent speaker at industry events and a contributor to industry publications. She also does pro bono work for Habitat for Humanity Philadelphia and serves as the President of the Board of Directors of the USFN.
Managing Shareholder - KY & WV
Reimer Law Co.
Richard M. Nielson is a shareholder in Reimer Law Co. where he manages compliance, IT and Kentucky operations for the firm. He has over 30 years of legal experience in the fields of real estate law, bankruptcy, and creditors' rights. Nielson is licensed to practice law in Kentucky, Ohio, West Virginia, and Tennessee and has achieved the highest rating of “AV Preeminent” from Martindale Hubble peer reviews.
Nielson is a resident of Louisville, Kentucky with his wife and three children. He is a current USFN Board member, is a member of the USFN Finance and Membership Committees, and is a frequent lecturer on mortgage banking, manufactured home, real estate title, foreclosure, technology, firm operations, and compliance topics.
Gross Polowy, LLC
Alexandria Kaminski is a Senior Associate at Gross Polowy, LLC, and one of the firm's litigators. She represents clients in New York in the state and federal courts. Kaminiski practices in the areas of real estate, mortgage default servicing, foreclosure trial court litigation, and Wills and Estates. She is admitted to practice in New York, New Jersey, and California.
Managing Attorney - South Carolina Office
Hutchens Law Firm
John Kay is the Managing Attorney for the South Carolina office of the Hutchens Law Firm. He focuses his practice in the areas of mortgage default servicing, real estate, and bankruptcy and throughout the year is a frequent speaker at continuing legal education seminars on issues related to these areas.
Kay has over 30 years of experience in representing mortgage lenders and servicers. He has been an active member of USFN for over two decades and is a member of the USFN Education Committee and has served as its Chair. Kay has also served on the Advisory Committee for the United States Bankruptcy Court for the District of South Carolina.
Graham, Arceneaux & Allen, LLC
Appointed by the Louisiana Supreme Court to serve as a Member on the Committee for Bar Admissions and authored the Bar Examination questions for Business Entities and Negotiable Instruments, Graham Arceneaux was appointed to serve as a Judge-Ad-Hoc in First Parish Court for the Parish of Jefferson. He is currently a Committee Member serving on the Louisiana Attorney Disciplinary Board. He is a member of the Louisiana State Bar Association, The New Orleans Bar Association, USFN, Legal League 100, ALFN, The Mortgage Bankers Association, American Bankruptcy Institute, and Louisiana Banker’s Association.
Arceneaux has taught continuing legal education courses regarding foreclosures as well as SCRA-related issues. He is licensed to practice in all Federal Courts in Louisiana as well as the U.S. Fifth Circuit Court of Appeals. He is the owner of Graham, Arceneaux & Allen, LLC, serves as President of Standard Title Agency, Inc., and is a retired U.S. Army Officer who served on active duty as well as in the Louisiana Army National Guard. While in the Louisiana Army National Guard, Arceneaux mobilized in support of Operation Iraqi Freedom as well as Operation Enduring Freedom (Afghanistan). Mr. Arceneaux’s practice areas include foreclosure, bankruptcy law, and real estate transactions. Mr. Arceneaux is a licensed fixed-wing and rotor-wing pilot and is a competitive long-distance runner.