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SPEAKERS

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Keynote Speakers

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Mark Calabria, Ph.D.

Author, Shelter from the Storm: How a COVID Mortgage Meltdown was Averted
MEET MARK
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Mark Calabria, Ph.D.
Author & Senior Advisor to the Cato Institute

Mark A. Calabria is Senior Advisor to the Cato Institute and author of Shelter from the Storm: How A COVID Mortgage Meltdown Was Averted. He provides strategic input and direction on the federal economic policy‐making process. He previously served as the Director of Financial Regulation Studies at the Cato Institute, where he co‐founded Cato’s Center for Monetary and Financial Alternatives. 

Calabria was confirmed by the United States Senate in April 2019 as Director of the Federal Housing Finance Agency (FHFA), which regulates and supervises Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. During his service at FHFA, Calabria led the agency’s response to COVID, as well as laying the groundwork for a removal of Fannie Mae and Freddie Mac from government conservatorship. Calabria also revitalized FHFA as a prudential regulator, establishing the agency’s new Research, Accounting Policy, and Resolution Divisions. 

Prior to his heading FHFA, Calabria served at the White House as Chief Economist to Vice President Mike Pence. In that role, he led the Vice President’s work on taxes, trade, labor, financial services, manufacturing, and general economic issues, including serving as a key member of the team that enacted the Tax Cuts and Jobs Act of 2017, and the United States-Mexico‐Canada trade agreement. Calabria served as the Vice President’s primary representative for the U.S.‐Japan Economic Dialogue. Calabria also represented Vice President Pence on the White House Ocean Policy Committee.
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Calabria served as a senior aide to the United States Senate Committee on Banking, Housing and Urban Affairs under Chairmen Richard Shelby and Phil Gramm. During his Senate service, he acted as the primary drafter of the Housing and Economic Recovery Act of 2008 (HERA), which established a stronger regulatory framework for the government-sponsored enterprises, Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. He also led the Banking Committee’s response to Hurricane Katrina, as well as the Committee’s work on the Shelby‐Dodd Flood Insurance Reform and Modernization Act of 2008, which served as the basis for the Biggert‐Waters Flood Insurance Reform Act of 2012.

Calabria is a regular commentator on economic and financial issues, his work having appeared in the Wall Street Journal, the New York Times, the New York Post, USA Today, the Hill, American Banker, Investor’s Business Daily, National Review, DC Examiner, the Washington Times, the Orange County Register, among others. 


Presentation(s):
  • Keynote Session - Shelter from the Storm: How A COVID Mortgage Meltdown Was Averted
    Thursday, June 8, 2023
    8:45 AM – 9:45 AM ET
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Edward Seiler, Ph.D.

Associate Vice President for Housing Economics,
​Mortgage Bankers Association
MEET EDWARD
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Edward Seiler, Ph.D.
Associate Vice President for Housing Economics, Mortgage Bankers Association
Executive Director, Research Institute for Housing America (RIHA)


Edward Seiler is an economist with over 20 years of experience in financial services. He currently serves as Associate Vice President for Housing Economics at the Mortgage Bankers Association. His responsibilities include performing economic and econometric research to support MBA’s forecasts and policy positions, writing research reports, and supporting MBA’s affordable housing initiatives.

He’s also the Executive Director of The Research Institute for Housing America (RIHA), where Seiler is responsible for managing research agendas, sponsorship, publication process, advisory boards, and budget. He previously was head of research for Dworbell’s affordable and senior housing organizations and Chief Housing Economist at Summit, an analytics advisory firm with a focus on housing finance.

Prior to joining Summit, Seiler was Director at Fannie Mae, where he directed the development and implementation of analytical models used to guide credit loss management decisions. He has lectured graduate-level econometrics at Johns Hopkins University and published several peer-reviewed articles.

​He was earlier employed as a manager at Bates White, an economics consulting firm, and as a postdoctoral fellow at The Hebrew University. He earned his Ph.D. in economics from The University of Chicago, where he was a Fulbright Scholar. ​


Presentation(s):
  • Keynote Session - Market Outlook: The Macroeconomic Environment and the Mortgage Market
    Thursday, June 8, 2023
    12:45 PM – 1:45 PM ET
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Porter Heath Morgan

Partner, Martin Lyons Watts Morgan PLLC
MEET PORTER
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Porter Heath Morgan
Partner, Martin Lyons Watts Morgan PLLC

Porter Heath Morgan is an attorney and advisor who partners with clients to help unlock their people and their leadership, compliance, and technology initiatives. Heath is a third-generation collection attorney who has grown up in the industry and has 19 years of corporate counsel experience for collection agencies, collection law firms, debt buyers, creditors, and technology companies.  
 
Heath is passionate about training and education. He is a frequent speaker for ACA, NCBA, and RMAI. Porter also serves on the ACA Council of Delegates and is a founding member of the Colorado Creditors Bar Association, where he serves on the board of directors and as the CLE Committee chair.
 
Heath is licensed in Colorado, Kansas, Oklahoma, and Wyoming and is a member of the Supreme Court Bar.  


Presentation(s):
  • Keynote Session - ChatGPT and the Artificial Intelligence Arms Race: A Brave New World or 1984 Dystopia?
    Friday, June 9, 2023
    8:00 AM – 9:00 PM ET

Speakers & Facilitators (A-Z)

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John Ansell

Managing Partner
Brock & Scott, PLLC
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MEET JOHN
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John Ansell
Managing Partner
Brock & Scott, PLLC

Bio coming soon.

Presentation(s):
  • Breakout Session - Loss Mitigation: Tips, Tricks & Traps​
    Thursday, June 8, 2023
    2:45 PM – 3:45 PM ET
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Emily Bartekoske

Senior Attorney
​SouthLaw, PC
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MEET EMILY
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Emily Bartekoske
Senior Attorney
​SouthLaw, PC


Emily Bartekoske joined SouthLaw, P.C. in July 2014 and is a Senior Attorney supervising the Iowa Foreclosure Department located in the West Des Moines, Iowa office. She obtained her B.A. in Political Science from the University of Northern Iowa in 2006. She obtained her law degree from Drake University Law School in 2009 and is currently admitted to practice law in both state and federal courts in Iowa.

Bartekoske currently focuses her practice on representing financial institutions and creditors’ rights in real estate finance and mortgage foreclosure.

Presentation(s):
  • Breakout Session - Holistic Employee Wellness: Leading Employees Toward Optimal Health with a Better Approach to Corporate Wellness
    Friday, June 9, 2023
    10:15 AM – 11:15 AM ET
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Holly Baya

Business Development Director,
iMailTracking
MEET HOLLY
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Holly Baya
Business Development Director
iMailTracking


Holly Baya brings over 15 years of experience in business development and client relations, supporting vendors and law firms. She has also worked in technical implementations, onboarding, and training, as well as spending almost a decade in servicing, with a specialty in bankruptcy. Her professional background gives her a unique ‘big picture’ perspective, allowing her to proactively identify and respond to her client’s needs.

Presentation(s):
  • Breakout Session - Exploring the Emerging Trends in Technology: Navigating the Sea of Buzz Words and Making Sound Decisions​
    Friday, June 9, 2023
    10:15 AM – 11:15 AM ET
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Brett Beehler

Partner
Rosenberg & Associates LLC

MEET BRETT
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Brett Beehler
Partner
Rosenberg & Associates LLC


Brett C. Beehler holds a Bachelor of Arts degree from Georgetown University (1991), a Juris Doctor from the American University’s Washington College of Law (1994 – cum laude), and has been a member of the Rosenberg & Associates, LLC legal team since 2010.  As a Partner, Beehler oversees and manages the day-to-day operations of the firm’s REO, Residential and Commercial Settlement, Title Curative, and Title Litigation practices; including oversight of the attorneys, paralegals, Managers and Team Leads assigned to these Departments.

Serving as a creditors and real estate counsel with an emphasis on litigation since the inception of his legal career in 1994, Beehler brings a broad range of practical experience from over 27 years in the field. Licensed in the District of Columbia, Maryland, and Virginia, Beehler serves his client's diverse needs involving commercial and residential real estate transactions, commercial transactions, commercial and residential leasing and lease negotiations, commercial litigation, creditor's rights (including replevin, detinue, and creditor representation in bankruptcy), title curative, title claims and title litigation matters.  He serves as a continuing education instructor, as well as a speaker and panelist at various real estate, investor, and default industry events. Beehler is also a member of the Maryland State Bar Association, Virginia State Bar, and the District of Columbia Bar, as well as an elected member to the Order of Barrister’s and Cambridge’s Who’s Who.


Presentation(s):
  • Breakout Session - Eviction & REO in a Post-Pandemic World: Refreshers & The New Landscape​
    Thursday, June 8, 2023
    2:45 PM – 3:45 PM ET
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Hilary B. Bonial

Managing Director
Bonial & Associates, P.C.
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MEET HILARY
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Hilary B. Bonial
Managing Director
Bonial & Associates, P.C.


Hilary B. Bonial is the Managing Director of Bonial & Associates, P. C., a default services law firm headquartered in Dallas, Texas. Born in Nacthitoches and raised in Central Louisiana, Bonial joined Brice Legal Group in 1999. The law firm which now bears her name has been a leader in representing creditors for almost 30 years. Bonial often speaks about her love of Bankruptcy Law throughout the nation and is a regular at industry events. In her spare time, she is a boating and BBQ enthusiast. She is a member of the Louisiana State Bar 1996, and Texas State Bar 2006, Board Certified in Consumer Bankruptcy by the American Board of Certification, and the Louisiana Board of Specialization.

Presentation(s):
  • Breakout Session - Bankruptcy Issue Navigation: Sailing Through Tough Topics
    Thursday, June 8, 2023
    2:45 PM – 3:45 PM ET
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Joseph A. Camillo

Managing Partner
Brock & Scott, PLLC
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MEET JOSEPH
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Joseph A. Camillo
Managing Partner
Brock & Scott, PLLC


Joseph A. Camillo is the Managing Partner of Brock and Scott, PLLC. Camillo has over 28 years of experience in the areas of Banking, Creditors’ Rights, Bankruptcy, Foreclosure, Real Estate, Litigation, Regulatory Compliance, and Condominium Law. Camillo also has extensive experience in representing public sector/quasi-governmental agencies such as Massachusetts Housing Finance Agency; Rhode Island Housing; Maine State Housing Finance Authority, Fannie Mae; Freddie Mac; HUD, USDA; and the Veterans Association. He is admitted to practice law in all state and federal courts in Massachusetts and New Hampshire, US District Court for the District of Vermont, and the United States Court of Appeals for the First Circuit.

Camillo earned his J.D. from the Massachusetts School of Law in 1994, and his B.A. from St. Bonaventure University in 1989. Camillo lectures extensively throughout the country on topics such as foreclosure, bankruptcy, eviction, condominium law, and litigation. He serves as corporate counsel for the New England Adjustment Managers Association (NEAMA); a Conference Faculty member of Massachusetts Continuing Legal Education (MCLE) as well as a faculty member of the Real Estate Bar Association (REBA), American Legal and Financial Network (ALFN), and USFN.


Presentation(s):
  • Breakout Session - Eviction & REO in a Post-Pandemic World: Refreshers & The New Landscape​
    Thursday, June 8, 2023
    2:45 PM – 3:45 PM ET
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Nicole Caprara

Director of Operational Support & Business Development
​Reimer Law Co.
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MEET NICOLE
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Nicole Caprara
Director of Operational Support & Business Development
Reimer Law Co.


Nicole Caprara joined the firm of Reimer Law Co. in 2007 as the Director of Marketing and in 2011 became the Director of Operational Support and Business Development. Caprara has over 18 years of experience in the mortgage default industry and currently oversees compliance, audits, and operational support for the firm as well as all new business and client relations. Reimer Law Co. is a creditors’ rights, firm with its practice in the entire state of Ohio, Kentucky, and West Virginia.

Presentation(s):
  • Breakout Session - Holistic Employee Wellness: Leading Employees Toward Optimal Health with a Better Approach to Corporate Wellness
    Friday, June 9, 2023
    10:15 AM – 11:15 AM ET
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James Clarke

Senior Executive Counsel
Orlans PC
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MEET JAMES
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James Clarke
Senior Executive Counsel
Orlans PC


James E. Clarke specializes in foreclosure, bankruptcy, and creditor representation. He is admitted to the United States Court of Appeals for the 4th Circuit, United States Court of Appeals for the District of Columbia Circuit, Federal District Court in Eastern and Western District of Virginia, Federal District Court District of Maryland, and Federal District Court District of Columbia.

Mr. Clarke is a member of the State Bars of Florida, the District of Columbia, Maryland, Virginia, and West Virginia. He is a member of the Loan Administration Committee of the Mortgage Bankers Association and currently serves on the board of directors for USFN. He has been a licensed attorney since 1993. His education includes
 William Mitchell College of Law, J.D.; University of Central Florida, B.S.

Presentation(s):
  • Breakout Session - The Bureau Today: CFPB Post-Covid​
    Friday, June 9, 2023
    10:15 AM – 11:15 AM ET
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Daniel A. Cox

Partner
Wood + Lamping LLP
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MEET DANIEL
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Daniel Cox
Partner
Wood + Lamping LLP


Daniel Cox is a Partner within the firm's Default Litigation Practice Group which handles accounts in Ohio, Indiana, Michigan, and Kentucky. The majority of his practice focuses on assisting clients to manage their commercial and residential Default Litigation and Default related matters including Foreclosure, Bankruptcy, Forfeiture, Evictions, Appeals, Code Violations, Lender Liability Litigation, Loss Mitigation, Mediations, Best Practices and Risk Management. Cox focuses on providing consultation and risk analysis in the effort to reduce costs and minimize risk per account to protect his client’s interests.

Presentation(s):
  • Case Study - Mortgage Statements and the Automatic Stay​
    Thursday, June 8, 2023
    2:00 PM – 2:30 PM ET
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Liz DeSilva